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Investments

Do you have a pension or annuity? Front Gate Financial Group “shops” the entire national marketplace to find rock-solid investment and insurance opportunities for our clients. Our team provides custom financial solutions to individuals and groups. We’re friendly, personable and will help you understand the benefits of various investments and how they can best serve your needs.

Call us today!

Contact us directly by calling us where one of our representatives will gladly assist you. 

Financial Services

 

Protect Your Future with a Registered Retirement Savings Plan (RRSP) Advisor in Fredericton

Grow your savings tax-free: your contributions and the earnings they generate are not taxed as long as they stay in the RRSP.

Contributions are deducted in full from your taxable income, which entitles you to tax refunds.

The sums accumulated can be used for retirement, but also to buy or build a home, thanks to the Home Buyers’ Plan, or to pay for your education if you go back to school thanks to the Lifelong Learning Plan.

Throughout your life you work hard in order to ensure that your later years are comfortable. Opening a Registered Retirement Savings Plan (RRSP) is the ultimate way to see your money grow. Front Gate Financial Group provides a range of financial services designed to help you protect your future. Your retirement planning advisor will help you determine the right type of investments that will make your money work harder so that you can retire with the resources that will ensure that you are comfortable.

Learn About the Advantages for Registered Retirement Savings Plan (RRSP)

At Front Gate Financial Group our experts in pension plans in Fredericton can help you determine the benefits of an RRSP for your situation. Minimize your tax liability each year with an RRSP, and let our team use our extensive marketplace knowledge to ensure that your investments will have the returns that will set you up for life. Gain even more protection for your family and loved ones with our estate planning expertise. It is never too early to start thinking about the later years so build a portfolio that serves you the way that you want it to.

Learn More About Our Financial Services in Atlantic Canada Today

If you have been considering taking up pension plans in Atlantic Canada, then you can count on the team at Front Gate Financial Group. To learn more about the services we offer and the advantages for RRSP call today at (506) 443-0260.

Schedule a Free Consultation

To learn more about our team or to schedule a consultation, call us today!

Registered Retirement Savings Plan (RRSP)

Grow your savings tax-free: your contributions and the earnings they generate are not taxed as long as they stay in the RRSP.

Contributions are deducted in full from your taxable income, which entitles you to tax refunds.

The sums accumulated can be used for retirement, but also to buy or build a home, thanks to the Home Buyers’ Plan, or to pay for your education if you go back to school thanks to the Lifelong Learning Plan.

Tax Free Savings Account (TFSA)

Whether it’s for an emergency fund or to save for a special project, the TFSA is an excellent instrument to grow your savings tax-free.

  • Grow your savings tax-free: your contributions and the earnings they generate are not taxed.
  • Make withdrawals tax-free at any time.
  • Contribute up to the limit regardless of your income.

A tax-free savings account allows you to put money aside and watch it grow tax-free. This money can be used as a cushion in case of emergency, like losing a job or for an unexpected expense like car or house repairs.

The strength of the TFSA is its flexibility. Whether it is for a long-term project like a vacation or a short-term need, like buying a television, there are no restrictions on withdrawals.

Registered Education Savings Plan (RESP)

An RESP is a very advantageous way to save money with a view to funding your children’s postsecondary education. The money that accumulates in an RESP can be used to cover tuition fees and all the other financial outlays that come with higher education, such as lodging, school supplies, food and transportation.

Plan Types:

Individual Plan

Anyone can be a Plan Subscriber – no blood or adoptive relation to the child is required

Family Plan

Possibility to name more than one child under the plan

Subscriber must be related to the child by blood or adoption

Individual Pension Plan (IPP)

The Individual Pension Plan (IPP) is for  business owners and executives looking to optimize their retirement plan.

The Retirement income generated by an IPP is higher than that generated by an RRSP and the annual contribution amount is established on factors such as age and income.

Benefits of an IPP:

  • Tax savings for the company
  • Assets grow tax-free
  • Creditor protection

See how we can help you plan for the future.