About Our Fredericton Insurance and Mortgage Company

Formed in 2005 by founders Kent Brewer and Stephen Morse, our Fredericton-based company serves the needs of clients across the Maritime Provinces. With Kent's background in economics and finance and Steve's background in the insurance/investment industry, these two truly make a formidable team.

Steadily, our business grows — one broker, and one client at a time. The growth of our two companies has been purely organic; no client lists or books of businesses have been purchased. We’ve mainly grown our businesses “from one kitchen table to another.”

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About Front Gate Financial Group


At Front Gate Financial Group, we specialize in helping you save money. We work with over 40 different lenders to find you the best rates and terms on your home or business financing. Whether purchasing your first home and not knowing where to start, or taking equity out of your business to expand, we are here to help. We offer you a team of experts to work out your deal and give you the personal attention you deserve!

At any time should you wish to have a consultation with any of our representatives, you can feel safe in the knowledge that our consultations are always free. Should you live outside of the city and find it hard to get in, let us know and we will do our best to set up an in-home visit with you!

Meet Our Staff

Kent Brewer

Kent Brewer
Owner
Principal Mortgage Broker
Investment and Insurance Broker

Kent Brewer is a founder and co-owner of Mortgage Alliance Front Gate Mortgages, Mortgage Brokerage. He has been involved in the financial services industry since 2002. He has a vast array of experience in both commercial and residential lending, as well as the insurance/investment side of the business. Kent acts as the managing broker for Mortgage Alliance Front Gate Mortgages and is responsible for the coordination of the broker team and administrative staff. Kent is a believer in continuing education and promotes the value of the Accredited Mortgage Professional designation to his staff, clients and the public at large. He demonstrates a strong work ethic, straight-forwardness, honesty and an open mind to problem solving, and this keeps him and the staff in high demand.

More About Kent Brewer

Kent graduated with a BA from St. Thomas University in 2004, earning First Class Honours in Economics, with Distinction. Kent holds the Accredited Mortgage Professional designation and the LLQP, as a qualified life and accident/sickness professional. Kent spends the majority of his time in practice helping business owners plan for the most important events in their business life, from tax efficient investment strategies to succession planning, pensions and covering the most significant business risks associated with the executives/owners of companies, etc. Kent is passionate about helping business owners plot their road map for success and putting strategies in place to ensure accountability to their long-term plans.


When not at work, Kent loves spending time with his wife and 4 little boys. He can often be found on the hockey rink or on the soccer pitch, coaching a team that his boys play on, or you may find them around a campground on the weekend or by the river with the boys and their fishing poles. Kent coached both Timbits and Novice hockey this past season and has been a registered Hockey Official with the NBHOA since 1994. Kent is a past President of Business Fredericton North.

Stephen Morse

Stephen Morse
Owner
Investment and Insurance Broker

Being in the business for 27 years and growing up in small town of Grand Manahan Island. Stephen demonstrates a strong work ethic, straight-forwardness, honesty, and an open mind to problem solving and this keeps him and the staff in high demand.

More About Stephen Morse

Stephen prides himself with being an 11 Consecutive Year member of the million-dollar round table and will be receiving his lifetime membership this spring.


Some of the areas Stephen specializes in are...

  • Life insurance and final expense programs
  • Corporate succession and exit strategy
  • Critical illness
  • Disability
  • RRSP'S
  • Annuities
  • Pensions
  • Registered Education Savings Plans (RESP's)
  • Blue Cross
  • Group plans
  • Mortgages

When not at work, Stephen loves spending time with his wife and grandkids. He can, often be found at the local golf course in the area.

Eloise Tracy

Eloise Tracy
Mortgage Associate

Mortgage Alliance Front Gate Mortgages, Mortgage Brokerage is widely recognised and trusted. As a Mortgage Alliance Front Gate Mortgages Associate, I have the expertise to get the Right Mortgage for your immediate and future needs. I work for you, not the banks and provide unbiased guidance in your Mortgage decision. We work with over 60 lenders (some offered exclusively through Certified Financial Planners) so you have the choice, convenience and great counsel that you deserve!

More About Eloise Tracy

I have been involved in the financial industry for over 37 years. My expertise includes numerous positions such as Manager Customer Service and Financial Advisor held with a major bank. During my tenure with the bank, I received several awards for excellence in customer service. A few years ago, I decided to pursue a career as a Mortgage Consultant and concentrate my expertise in mortgages. I have helped many first-time buyers plan for and purchase their new home as well as helping existing mortgage holders refinance or transfer their mortgage to find the best solution for their financial needs.

Kent Fox

Kent Fox
Mortgage Broker

Kent Fox has a long history in the Fredericton Business Community. Kent was the owner/operator of the Marks Franchise in Fredericton for 21 years, served on several boards and is a past General Manager of Fredericton Exhibition Ltd.

More About Kent Fox

Kent, having a thirst for knowledge, obtained his Real Estate License in 2002 for the educational experience and shortly thereafter he attained his Mortgage Brokers License and his AMP Accreditation. On his off time, Kent enjoys what most of us do, the little things in life, family and friends. In the summer you may often find him riding his Harley or cycling Fredericton’s trails and in the winter snowshoeing. With his years of business savvy combined with his Mortgage experience, Kent truly understands the individual needs of each customer.


Whether looking to purchase your first home, refinance an existing property, Kent has the knowledge and desire to help you on your way. He welcomes you to call him at any time for a free consultation.


Office Phone: 506-451-5611
Michelle Essensa

Michelle Levesque
Investment and Insurance Broker

I have been guiding individuals and business owners financially since 2008. I chose to represent Mortgage Alliance Front Gate Mortgages because I do not believe in being biased or product pushing. Being able to offer every bank and insurance company’s product is so important to me. Every client no matter how big or small deserves an individual plan using the best products on the market. I have built my business always making myself available at clients' convenience whether it be going to a home at 8pm after children are settled or bringing a coffee to a contractor on a job site. Much of my business is now based on referrals because clients value this personal approach.

More About Michelle Levesque

My favorite part of being a Financial Advisor is being able to educate people on their finances, and I have been the key financial speaker at many events. You work hard for your money so it is very important you have an advisor that will manage your investments so you don’t have to postpone retirement, find you the best rates for insurance because it all adds up over time, and ensure your children’s education funds are protected against market fluctuations so it is there when they need it.


Business owners I meet with are pleasantly surprised to see how affordable it is to get income protection in the event they cannot work and see strategies to get tax free cash out of their corporation. My clients speak highly of the service I provide and it means the world to me because they are the reason I get to do what I love.

Stephen Leblanc

Stephen Leblanc
Investment and Insurance Broker

As a full Financial Advisor for Miramichi and surrounding areas, Stephen LeBlanc locates solutions for his clients' financial situations.

More About Stephen Leblanc

Stephen has been a Financial Adviser since 2007 and has always enjoyed working with the public as he is most motivated when it comes to helping others. Because he deals with so many banks and numerous insurance companies, he can guarantee the best rates and products for his clients.


Some of the areas Stephen specializes in are...

  • Life insurance and final expense programs
  • Corporate succession and exit strategy
  • Critical illness
  • Disability
  • RRSP'S
  • Annuities
  • Pensions
  • Registered Education Savings Plans (RESP's)
  • Blue Cross
  • Group plans
  • Mortgages

On a more personal note, outside of work, Stephen has coached Miramichi Minor hockey, and he is an active member of the community.


He enjoys all types of sports and is very family orientated.

Matthew Bragdon

Matthew Bragdon
Investment and Insurance Broker

Matt, born and raised in New Brunswick, obtained a Bachelor in Business Administration Degree from UNB Fredericton in 2008 and started his career as a Financial Security Advisor shortly thereafter.

More About Matthew Bragdon

Matt is a fully licensed Financial Security Advisor in the province of New Brunswick and has been for the better part of decade. He offers his services in both Canadian national languages, either French or English to better suit his clients.


As a broker, he has multiple contracts with providers to ensure that each client is obtaining the best value for their dollar in every circumstance, whether speaking of savings, protection, or succession planning.


Matt strives to ensure that every client interaction is pleasant and comfortable, adhering to the utmost professionalism by completely understanding what clients value the most.

Darren Hunter

Darren Hunter
Office Administrator/
Investment and Insurance Broker

Bryce Barry

Bryce Barry
Marketing Coordinator

Front Gate Financial Group

33 Main Street

Fredericton, NB E3A 1B7

Hours

Monday- Friday

8:30 AM - 5:00 PM

Monday - Friday 08:30 AM - 05:00 PM

Phone: 506-443-0260 

Toll Free: 1-888-730-9090

Service Area
New Brunswick
Prince Edward Island
Nova Scotia

Professional Affiliations

  • Life Licence Qualification Program (LLQP)
  • Million Dollar Round Table (MDRT)
  • Investment Licence Qualification Program (ILQP)
  • Mortgage Professionals Canada (MPC)
  • Canadian Mortgage Brokers Association (CMBA)
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